Melo, R. de C., Tavares, E. e Diniz, E. H. (2024) “Public Development Banks and fintech in a business environment that advances digital financial inclusion for micro and small businesses: a conceptual framework based on Brazilian context”, Cadernos do Desenvolvimento, 18(35), p. 266–300. Disponível em: https://cadernosdodesenvolvimento.org.br/cdes/article/view/684 (Acessado: 22 maio 2025).